December Holidays season is a  much anticipated time of the year however the anticipation and excitement can quickly wear off when it comes to the money the December fun requires. Covid 19 resulted in many people losing their jobs while many others got salary cuts. Thus saving for holidays may have been the last thing on most peoples minds. however you can afford to enjoy your holidays without pushing yourself off the edge.  lets explore some of the saving tips you can apply which can allow you to have maximum fun at a minimum cost as suggested by Bankrate.

During holiday season people turn to go over board as far as expenditure. Durinng this time it is important to draft an honest budget and to work on sticking by it. 

 

Make a shopping list (and stick to it)
After you’ve set your holiday budget, make a list of all the people you want to buy gifts for: Focus on how much you can spend on each one, not on what you want to buy.
If the list is too long for your budget, go through it again and pare names or spending amounts. 

Be cautious with credit cards
Credit cards are handy financial tools, but they can be dangerous at Christmastime. Some credit card customers end up with a holiday debt hangover that lasts a long time. 

Avoid last-minute shopping
Many of us are guilty of running out for gifts at the last minute and paying too much. Consumer expert Freeman calls this “panic spending” and urges shoppers to avoid waiting until the final days to buy gifts and supplies.

 Let your home work for you
Homes no longer have to stand empty over the holiday season: new online platforms like Airbnb make it easy to rent properties out to visiting tourists (or locals) who aren’t willing to pay expensive hotel or B&B rates and are happy to forego some finer luxuries to save on holiday accommodation cost